Long-gone were the days of subsidies and automated electronic transactions. In an attempt to do things differently this time and avoid a second Red Disaster, a free market based on competition and meritocracy seemed our best bet. The governments of the world determined to re-establish colonies on Mars, hoping to wrestle back control of their futures from the usurious Syndicate lenders. The spark needed to ignite the human spirit lay offworld. No one was safe from their controlling hand, and after the reestablishment of debtors' prison, the remaining free countries of the world decided something drastic needed to be done. Fueled by enormous deposits of precious metal and other materials, the Syndicate became the exclusive lender to world governments. In this environment of fear, a powerful Syndicate took over and claimed exclusive rights to the resource-rich asteroid belt. There was also the Red Disaster, leaving behind failed and dying government-sponsored colonies on the Martian surface. Earth suffered the Great Collapse: a world-wide market meltdown fueled by human greed and achieved by an artificial intelligence gone rogue. The last generation experienced a series of disastrous setbacks, making even the most optimistic of us doubt our futures.
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